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A Beginner’s Guide to Your NDIS Plan


Welcome to the world of the National Disability Insurance Scheme (NDIS)! If you’re new to this journey, understanding your NDIS plan can feel a bit overwhelming. But don’t worry, this guide is here to help you get started.


At Truecare Support Services, we believe that your NDIS plan is more than just a document—it’s a tool for a more independent and fulfilling life. Let’s break down the essentials together.
What Exactly is an NDIS Plan?


Think of your NDIS plan as your personalized roadmap. It’s a document that outlines the “reasonable and necessary” supports and services you need to help you achieve your goals.

The NDIS provides funding, but it’s your plan that dictates how that money can be used. It’s designed to give you choice and control over your own life.

Breaking Down Your Plan: The Three Support Budgets

Your NDIS plan is divided into three main support budgets, each serving a different purpose. Understanding these is key to using your funding effectively.

  1. Core Supports:
    • What it covers: These are the day-to-day supports you need to live your life and participate in your community. This is the most flexible budget, allowing you to move funds between different support categories.
    • Examples:
      • Assistance with Daily Life: Help with tasks like showering, dressing, and meal preparation. This is where our daily personal activities services come in.
      • Consumables: Everyday items like continence aids or nutritional supplements.
      • Social & Community Participation: Funding for activities like joining a local sports club, attending art classes, or going to the movies.
  2. Capital Supports:
    • What it covers: This budget is for larger, one-off purchases that help you with your disability needs. Unlike the Core Supports budget, funding here cannot be moved to other categories.
    • Examples:
      • Assistive Technology: Wheelchairs, specialized communication devices, or modifications to your home.
      • Home Modifications: Installing ramps or modifying a bathroom for accessibility.
  3. Capacity Building Supports:
    • What it covers: This budget is designed to help you build your independence and skills so you can achieve your long-term goals. Funding here is also fixed and cannot be moved to other budgets.
    • Examples:
      • Support Coordination: A support coordinator (like the ones at Truecare) who helps you understand your plan and connect with the right providers.
      • Improved Daily Living Skills: Funding for things like occupational therapy or speech pathology.
      • Improved Relationships: Supports for building positive social skills.

How Do You Manage Your Funding?

There are three ways to manage the money in your NDIS plan:

  1. NDIA-Managed: The NDIS pays your providers directly on your behalf. This is the simplest option, but it means you can only use providers who are NDIS-registered. Truecare Support Services is a registered NDIS provider, so you can easily use your funding with us.
  2. Plan-Managed: You choose a plan manager (an independent third-party) who pays your providers for you. This gives you more flexibility as you can use both registered and unregistered providers.
  3. Self-Managed: You manage the funding yourself, paying providers and keeping all receipts. This gives you the most control but also the most responsibility.

Your Next Step: Making Your Plan Work for You

Now that you understand the basics, the next step is to put your plan into action. This is where Truecare Support Services can help. We can work with you to:

Remember, your NDIS plan is a living document. As your needs and goals change, so can your plan. For more personalized advice or to start your journey with us, don’t hesitate to Contact Truecare Support today. We’re here to help you live a safe, non-discriminative, and fulfilling life.

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